:root{
  --navy:#061a34;
  --navy2:#0b2d57;
  --gold:#f5b400;
  --gold2:#d98a00;
  --ink:#101827;
  --muted:#5e6c7c;
  --line:#dce3ea;
  --soft:#f6f8fb;
  --white:#fff;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.72}
a{color:inherit;text-decoration:none}
img{max-width:100%;height:auto}
.container{width:min(1080px,calc(100% - 36px));margin:auto}
.site-header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid #edf0f3}
.nav-shell{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand img{width:280px;max-height:72px;object-fit:contain}
.top-links{display:flex;gap:20px;font-size:14px;font-weight:800;color:var(--navy)}
.top-links a:hover{color:var(--gold2)}
.hero{background:linear-gradient(135deg,#f9fbfd 0%,#eef4fa 100%);border-bottom:1px solid #e8edf3;padding:68px 0 54px}
.eyebrow{font-size:13px;letter-spacing:.22em;font-weight:900;color:#52657d;margin:0 0 10px}
.hero h1{font-size:clamp(40px,6vw,68px);line-height:1.02;letter-spacing:-.045em;margin:0 0 18px;color:#0a1830}
.hero h1 span{color:var(--gold2)}
.hero .lead{font-size:19px;color:#3c4d63;max-width:850px;margin:0}
.breadcrumbs{font-size:13px;color:#738196;margin-bottom:18px}
.breadcrumbs a{text-decoration:underline;text-underline-offset:3px}
.article-wrap{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:42px;padding:64px 0}
.article h2{font-size:clamp(28px,3.4vw,42px);line-height:1.13;color:var(--navy);margin:46px 0 14px;letter-spacing:-.025em}
.article h3{font-size:24px;color:var(--navy);margin:30px 0 10px}
.article p{font-size:17px;color:#425269;margin:0 0 18px}
.article ul{padding-left:22px;color:#425269;font-size:17px}
.notice{background:#fff8df;border:1px solid #ecd173;border-radius:14px;padding:18px 20px;color:#57440d;margin:28px 0}
.info-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin:26px 0}
.info-card{border:1px solid #e2e8ef;border-radius:16px;padding:22px;background:#fff;box-shadow:0 9px 26px rgba(7,26,52,.05)}
.info-card b{display:block;color:var(--navy);font-size:18px;margin-bottom:7px}
.sidebar{position:relative}
.sidebar-box{position:sticky;top:110px;background:linear-gradient(145deg,#061a34,#0b2d57);color:#fff;border-radius:18px;padding:24px;box-shadow:0 16px 36px rgba(7,26,52,.16)}
.sidebar-box h3{font-size:23px;line-height:1.15;margin:0 0 12px}
.sidebar-box p{color:#dce7f3;font-size:14px}
.btn{display:flex;align-items:center;justify-content:center;min-height:48px;padding:0 18px;border-radius:9px;font-weight:900;margin-top:10px}
.btn-gold{background:linear-gradient(135deg,#ffd45a,#e8a000);color:#161616}
.btn-white{background:#fff;color:var(--navy)}
.faq{margin:34px 0}
.faq details{border:1px solid #e1e7ed;border-radius:12px;margin:10px 0;padding:0 16px}
.faq summary{cursor:pointer;font-weight:900;color:var(--navy);padding:16px 0}
.faq p{font-size:15px;margin:0 0 16px}
.cta-wide{margin:56px 0 0;background:linear-gradient(135deg,#071a33,#0b315f);color:#fff;border-radius:20px;padding:30px}
.cta-wide h2{color:#fff;margin:0 0 10px}
.cta-wide p{color:#dce7f3}
.cta-actions{display:flex;gap:12px;flex-wrap:wrap}
footer{background:#06162a;color:#c5d1df;margin-top:64px;padding:34px 0 18px}
.footer-row{display:flex;justify-content:space-between;align-items:center;gap:25px;flex-wrap:wrap}
.footer-row img{width:250px}
.footer-links{display:flex;gap:18px;flex-wrap:wrap;font-size:13px}
.footer-copy{border-top:1px solid rgba(255,255,255,.12);padding-top:16px;margin-top:24px;font-size:12px;color:#91a1b3}

@media(max-width:850px){
  .article-wrap{grid-template-columns:1fr}
  .sidebar-box{position:static}
  .info-grid{grid-template-columns:1fr}
  .top-links{display:none}
}
@media(max-width:600px){
  .container{width:min(100% - 24px,1080px)}
  .hero{padding:44px 0 38px}
  .brand img{width:215px}
  .article-wrap{padding:42px 0}
  .article p,.article ul{font-size:16px}
  .cta-actions{flex-direction:column}
}